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The applicant must be true owner of the gold ornaments and jewellery to be pledged with the bank.
The applicant should be a local resident.
Maximum upto Rs.20 Lakhs.
No processing fees
No Guarantors
No Income Proof Required for Loan upto Rs. 2 Lakhs
Hassle free documentation
Instant Disbursal of loans
Safety of Gold Ornaments
Zero prepayment charges
AFor Gold loan upto Rs.2.00 Lakhs :
Maximum repayment period 12 months payable on EMI basis.
BFor Gold loan above Rs.2.00 Lakhs :
Bullet repayment upto 12 months.
Interest will be charged to the account at monthly rests, but will become due for payment along with principal only at the end of 12 months from the date of sanction.
Nil
For Gold loan upto Rs.2.00 Lakhs 10.00% p.a.*
For Gold loan above Rs.2.00 Lakhs 11.00% p.a.*
Applicable from time to time.
Applicable from time to time.
The applicant must be true owner of the gold ornaments and jewellery to be pledged with the bank.
The applicant should be a local resident.
Income Proof of Applicant (For Loan above 2 Lakhs)
KYC of Applicant
Pledge of Gold ornaments and jewellery is Prime Security.
Testing Charges, Franking Charges.
available for mobile banking
